Transamerica announced FFIUL II Express (Financial Foundation IUL II Express) on 4 November 2025 in strategic collaboration with Bestow, according to a joint PR Newswire release. The product offers 100% instant-decision underwriting on indexed universal life, with coverage from US$50,000 to US$500,000 for ages 18–70, a fully digital application, remote e-sign and an agent dashboard.
The launch builds on FE Express, also Bestow-powered. Transamerica said FE Express sales more than tripled since launch. Bestow’s integration was cited for reducing manual underwriting and streamlining new-business processing. The joint release’s About Bestow blurb reaffirmed the firm’s carrier-infrastructure positioning.
Sales multiples and processing claims are carrier statements unless independently attributed. Buyers evaluating Bestow’s carrier footprint should open the joint release and https://www.bestow.com/ for product scope, eligibility rules and commercial terms.
The announceable peg is dated 2025-11-04. Buyers should confirm scope, availability and commercial terms against Bestow's primary materials and https://www.bestow.com/.