Key facts

Founded
1989
HQ
Portsmouth, United States
Employees
—
Website
Funding stage
Private · Thoma Bravo-owned
LinkedIn
Further facts
  • Ownership: Affiliates of Thoma Bravo Fund XV completed the acquisition of Bottomline Technologies on 13 May 2022, paying US$57.00 in cash per share.
  • Capital: Equity from Thoma Bravo funds and debt from lenders including Ares Capital Management and Golub Capital financed the 2022 purchase.
  • Leadership: Craig Saks became chief executive when the merger closed and is president and chief executive.
  • Timeline: Bottomline has worked on business payments since 1989 and moves more than US$16 trillion in payments a year.

Focus areas

B2B payments Fraud prevention Treasury Core banking

About

Bottomline has worked on business payments since 1989. It sells payments automation, a business payments network, payments connectivity, cash management, and fraud and compliance software to banks, financial institutions and businesses in 92 countries, and moves more than US$16 trillion in payments a year. Banks use its digital banking, B2B payments and cash management products, and companies use Paymode, its business payments network. Affiliates of Thoma Bravo Fund XV took the company private on 13 May 2022, and Craig Saks has been chief executive since the deal closed.

How they use AI

Bottomline's CFO Suite, launched on 11 June 2026, runs on the BEA Agentic Platform, a finance-first AI orchestration engine that works inside treasury, AP, AR and payments workflows without replacing existing systems, and keeps auditability, explainability and human oversight on each result. For banks, Payments Fraud Defense combines behavioural analytics, interdiction, analytics tuning and session replay across rails such as ACH, FedWire, RTP, FedNow, Swift and SEPA, and is built to meet the Nacha 2026 fraud monitoring rules. Bottomline's fraud products use machine learning and AI alongside multi-layered security.

Products and services

  • CFO Suite — Modular treasury, AP, AR and payments suite powered by the BEA Agentic Platform
  • Payments Fraud Defense — Behavioural analytics, interdiction, tuning and session replay for bank payment fraud teams
  • Paymode — Bottomline's business payments network for paying and getting paid
  • Digital Banking — Digital banking, B2B payments and cash management software for banks
  • Financial Messaging — Payments connectivity and financial messaging, including Swift

Key people

  • Craig Saks — President and Chief Executive Officer
  • Colin Swain — Global Head of Product Solutions
  • Dalit Amitai — Head of Product for Fraud and Risk

Investors