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# Transamerica launches FFIUL II Express with Bestow for 100% instant-decision IUL
- URL: https://www.ai-360.online/transamerica-launches-ffiul-ii-express-with-bestow-for-instant-iul/
- Published: 2025-11-04T12:00:00.000Z
- Updated: 2026-10-26T22:01:58.000Z
- Description: Transamerica launched FFIUL II Express with Bestow for 100% instant-decision indexed universal life, covering US$50,000–US$500,000 for ages 18–70.
- Author: AI-360
- Tags: BFSI, news, #company-bestow, Customer

Transamerica announced FFIUL II Express (Financial Foundation IUL II Express) on 4 November 2025 in strategic collaboration with [Bestow](https://www.bestow.com/?ref=ai-360.online), [according to a joint PR Newswire release](https://www.prnewswire.com/news-releases/transamerica-launches-ffiul-ii-express-to-deliver-100-instant-decision-life-insurance-302603284.html?ref=ai-360.online). The product offers 100% instant-decision underwriting on indexed universal life, with coverage from US$50,000 to US$500,000 for ages 18–70, a fully digital application, remote e-sign and an agent dashboard.

The launch builds on FE Express, also Bestow-powered. Transamerica said FE Express sales more than tripled since launch. Bestow’s integration was cited for reducing manual underwriting and streamlining new-business processing. The joint release’s About Bestow blurb reaffirmed the firm’s carrier-infrastructure positioning.

Sales multiples and processing claims are carrier statements unless independently attributed. Buyers evaluating Bestow’s carrier footprint should open the joint release and https://www.bestow.com/ for product scope, eligibility rules and commercial terms.

The announceable peg is dated 2025-11-04\. Buyers should confirm scope, availability and commercial terms against Bestow's primary materials and https://www.bestow.com/.

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